Terms and Conditions

1. Acceptance of Terms

By accessing and using the Zakat Calculator web application ("Service"), you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our Service.

These Terms constitute a legally binding agreement between you ("User" or "you") and Zakat Calculator ("we," "us," or "our").

2. Description of Service

Zakat Calculator provides a web-based platform to help Muslims calculate their Zakat obligations according to Islamic principles. Our Service includes:

• Zakat calculation tools supporting all 4 Madhhabs (Hanafi, Maliki, Shafi'i, Hanbali)
• Asset and liability tracking
• Islamic educational resources (Quran, Hadith, scholarly guidance)
• Calculation history and reports
• Notification reminders
• Premium features available through subscription

3. Islamic Nature of Service

3.2 Not Financial or Religious Advice

We do not provide financial, investment, tax, or legal advice. We do not issue religious rulings (Fatwas). For specific religious questions, consult qualified Islamic scholars.

4. User Accounts

4.1 Account Creation

• You must provide accurate and complete information when creating an account
• You are responsible for maintaining the confidentiality of your password
• You must be at least 13 years old to use this Service
• One person or entity may maintain only one free account

4.2 Account Security

• You are responsible for all activities under your account
• Notify us immediately of any unauthorized access
• We are not liable for losses from unauthorized use of your account

5. Free and Premium Services

5.1 Free Tier

The following features are provided free of charge:

• Basic Zakat calculation (2.5%)
• All 4 Madhhab support
• Single currency tracking
• Up to 10 assets
• Last 3 calculation history
• All Islamic educational content

5.2 PRO Tier

Premium features require a paid subscription ($29.99/year or $4.99/month):

• Multi-currency support (25+ currencies)
• Live metal prices and exchange rates
• PDF report generation
• Advanced analytics and charts
• Unlimited calculation history
• Cloud backup and sync

5.3 Subscription Terms

• Billing: Subscriptions auto-renew unless canceled
• Cancellation: Cancel anytime; access continues until end of billing period
• Refunds: 14-day money-back guarantee for annual subscriptions
• Price Changes: We will notify you 30 days before any price changes

6. Acceptable Use Policy

You agree NOT to:

• Use the Service for any unlawful purpose
• Attempt to gain unauthorized access to any part of the Service
• Interfere with or disrupt the Service or servers
• Use automated systems (bots, scrapers) without permission
• Resell or redistribute the Service or content
• Reverse engineer or attempt to discover source code
• Upload malicious code, viruses, or harmful content
• Impersonate others or provide false information
• Share your account credentials with others

7. Intellectual Property

7.1 Our Content

All content, features, and functionality (including but not limited to text, graphics, logos, calculations, and software) are owned by Zakat Calculator and protected by copyright, trademark, and other intellectual property laws.

7.2 Your Data

You retain all rights to the data you enter into the Service. By using the Service, you grant us a license to use your data solely to provide and improve the Service.

7.3 Islamic Content

Quranic verses, Hadith, and scholarly opinions remain the intellectual property of their original sources and are presented for educational purposes.

8. Data Accuracy and Limitations

8.1 Calculation Accuracy

While we strive for accuracy in our calculations:

• Calculations are based on data YOU provide - accuracy depends on input accuracy
• Exchange rates and metal prices are from third-party sources
• We recommend verifying results with an Islamic scholar for large amounts

8.2 Service Availability

We do not guarantee uninterrupted or error-free operation. The Service may be temporarily unavailable for:

• Scheduled maintenance
• Technical issues
• Updates and improvements
• Circumstances beyond our control

9. Disclaimer of Warranties

10. Limitation of Liability

To the maximum extent permitted by law, Zakat Calculator shall not be liable for:

• Indirect, incidental, special, or consequential damages
• Loss of profits, data, or business opportunities
• Damages arising from reliance on calculations or content
• Damages from unauthorized access to your account
• Damages exceeding the amount paid by you in the past 12 months

11. Indemnification

You agree to indemnify and hold harmless Zakat Calculator, its affiliates, and personnel from any claims, damages, or expenses arising from:

• Your use of the Service
• Your violation of these Terms
• Your violation of any third-party rights
• Any content you submit or transmit

12. Termination

12.1 By You

You may terminate your account at any time through account settings or by contacting us. Upon termination:

• Your data will be deleted within 30 days
• Active subscriptions will continue until the end of the billing period
• No refunds for partial billing periods (except as stated in Section 5.3)

12.2 By Us

We may terminate or suspend your account immediately if:

• You violate these Terms
• You engage in fraudulent or illegal activity
• Required by law
• The Service is discontinued (with 30 days' notice)

13. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective upon:

• Posting on our website
• Email notification for significant changes
• In-app notification

Continued use after changes constitutes acceptance of the modified Terms.

14. Governing Law and Disputes

These Terms are governed by the laws of [Your Jurisdiction], without regard to conflict of law provisions.

Any disputes shall be resolved through:

1. Good faith negotiation
2. Mediation, if negotiation fails
3. Binding arbitration in [Your Jurisdiction]

15. Miscellaneous

15.1 Severability

If any provision is found unenforceable, the remaining provisions remain in effect.

15.2 Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Zakat Calculator.

15.3 No Waiver

Failure to enforce any provision does not constitute a waiver of that provision.

15.4 Assignment

You may not assign these Terms without our written consent. We may assign these Terms without restriction.

16. Contact Information

For questions about these Terms: